4 Secrets About Business Name Registration - Complete Guide

Entrepreneur or small business owner who intends to go into a business must decide on the legal form in which the business will operate. This involves getting a good business name registration ideas that suite the type of products you offer.

A business could either take the form of a registered name or an incorporated company.

A business name is registered with Corporate Affairs Commission (CAC). The CAC part B of companies and allied matters ACT (CAMA)  of 1990 in registering a business name.

Business registered under this part are sole proprietorship and ordinary partnerships.

The following steps are taken in order to register a business name conveniently.

STEP 1: Reservation Of Name:
An entrepreneur or small business owner who intends to register a business name will supply proposed alternative name options in the prescribed form to CAC (CAC registration form). Thereafter, names supplied are available.

STEP 2: submission of the following documents to CAC;

• The approved reservation of name form 
• Duly completed business name registration form 
• Two (2) passport photographs of the person (s) seeking registration of a particular business name 
• Certificate of professional qualification
• creative business name ideas.

STEP 3: Payment of prescribed fees and stamp duties

STEP 4: Registration and provision of certificate.

Yeah!  I called these 4 steps “4 secrets about business name registration” because they are the main things to consider while setting up a new business.

Registering a business name is highly important because it authorizes you under the law to use it for business, and it also qualifies you to do business with government agencies or partner with big business.

Besides, people would be more comfortable doing business with you or paying into your bank account with a registered business name. For these reasons, every business organization needs to acquire some catchy business name ideas. If you can't come up with business name ideas there some business name generator free online which you can use to get some business name  suggestions.

A Complete Guide To Setting Up A Business Ventures

A STEP BY STEP GUIDE TO LEGALLY SET UP A BUSINESS VENTURE

Business is an art, and setting it up the right way will make your art rise and shine!
Here is an easy to understand guide for those who need some ideas setting up a business venture. Through, it's not a comprehensive guide for all companies and circumstances.

Do you have a great idea and want to set up a business venture? If yes, then follow the steps bellow. The first thing you need as an entrepreneur is advice from someone who is experienced in starting a business, someone professionally qualified to advise or mentor you during the crucial early stages of your business.

In setting up a business venture, have this two things at the back of your mind:

• The high level of what you need to know, based on the experience of those who have been in the business themselves. 
• Get advice from well-meaning business angels who help to fund and advise new and growing businesses.

How to setup a new business venture

• Step one is therefore to get a mentor.
• Prepare a business plan: Your business plan is key to deciding whether the business may be viable or not. If so, start using it to get your idea off the ground and get funding –to assess your business idea to work out if it could be a profitable business.
• If you have done your market research and you can take your estimated sales income and cover your costs yet still maintain a market competitive price, and you know your first customer, you may well have a viable business idea.
• Finding investors and sources of funding: When planning to set up a business, source of capital should be one of the major step in the mind of an entrepreneur.

Once you have moved into the startup and revenue stage and you are ready to seek further external equity funding, you might find it useful to speak to one or more business angels who come with the benefit of experience.

They will only invest in an enterprise they believe will grow and rise in value. Equity is usually the most appropriate type of funding for start-up and early stage business as funding is locked into the business, unlike a loan which may be called in if trading conditions deteriorate.

Getting started: here are some tips for starting out a business venture from those who have started up a successful business.

The stakes can be high, many have invested their savings in starting out so firstly reduce your risks. If you can, keep working in your existing job to maintain an income.

Setting up a separate business bank account will also make your life a lot easier in terms of clearly identifying business income and expenditure and for completing tax returns.

Start small – overtrading is the biggest cause of running out of cash and business failure.

A common example is having too high a level of stock; you might still be selling but there is too much cash tied up in stock and the income is not coming in fast enough to cover your costs. If this affects your ability to pay loan charges, a lender or creditor may start to get concerned and call in the debt or cease supplies.

Get the right staff and partners – do you need staff? This may influence where you locate your business.

How well do you know your business partner?

Find out from your local authority what licenses or permissions you may need to operate your business and build the timings and fees into your cash forecasts.

You may not be able to start trading and generating income without the appropriate licenses in place.

When are you likely to get the license and how long would it be to reapply if you do not meet all the criteria?

You may have written a fantastic business plan or have a legal requirements for starting a new business venture but there will still be many unforeseen events and changes so make sure you build in a contingency for this.

Keep your business plan dynamic to adapt to change.

Practical Uses Of Electronic Spreadsheet Application (Microsoft Excel)

Case Study:
A spreadsheet is a table consisting of rows and and columns.

Microsoft Office Excel is a powerful electronic spreadsheet used in creating business plans, estimate business cost and manipulating student scores/grading.

Uses Of MS Excel

• Statistical analysis 
• Estimating student scores, grading 
• Creating business plans
• Calculate results
• And other uses of electronic spreadsheet in excel

How To Master MS Excel Documents

To open any excel document from the desktop, here are some basic steps to follow:

1. Click on the start buttons 
2. Navigate to programs
3. Click on the Microsoft Excel 

Features Or Element Of MS Excel Screen 

1. The Title Bar: It carries the name of application and the name of the file. 
2. The Menu Bar: This consist of menu used to issue commands. 
3. The Standard Toolbar: This consist icons and buttons that carry out predefined functions when clicked upon in spreadsheet program.
4. The Formating Bar: This also contains icons used for the enhancement of worksheet data and formating of spreadsheet file.
5. Formula Bar: In spreadsheet software, this Bar carries the name box which displays the address of an active cell, a cell reference bar. 
6. Worksheet: This is the largest part of the screen consisting of grid lines, Rows and Columns.

Electronic spreadsheets Application can be used for various services such as collecting and organizing information in schools and offices, store data and calculations. 

With my brief explanation so far, I believe you have understood what is spreadsheet and its applications. So, if you are looking for a PC software for instant calculations, MS office Excel is the final solution.

If you have any question regarding electric spreadsheet, feel free to drop your comment. That's if you need some common examples of electronic spreadsheet and their functions.

A Complete Beginner's Guide to Small Scale Businesses

For both developing and developed countries, small and medium scales industries play important roles in the process of industrialization and economic growth. Apart from increasing per capital income and output, small scale business (SMEs) create employment opportunities, enhance regional economic balance through industries dispersal, and promote effective resources utilisation which are considered critical to the economic development and growth of any nation.

Despite the contributions of these SMEs, they are still not without challenges. These challenges range from poor management, inadequate capital to lack of infrastructural facilities. Therefore, there is the need to make them more effective, efficient and competitive.

Small Scale businesses covers an important position in the world of business. This topic is just a guide on how you can get the best business ideas to start your own small scale business with low investment. It's quite noticed that the greatest challenge faced by many business owners is getting a very good business idea. And here are some basics steps to help you out!

A large number of businesses that we see today started as a small business. Small businesses serve as feeders to large businesses, especially in the area of supply of raw materials.

Also, for financial and other reasons, most would be entrepreneurs or small business owners who desire to go into a business of their own end up starting a small business. Thus, the importance of small business cannot be overemphasized.

Definition of a Small Scale Business

Small scale business defies a universally acceptable definition. This is because thet word “small” is a relative term. Small scale business varies from one author to another, from one institution to another, from one government to another and from one country to another.

For example, business that are described in as small scale business in developed countries like Japan or China given the capital employed and technology adopted, in developing countries like Nigeria such businesses are described as large scale businesses.

Small scale business is, therefore, defined as any business that is independently owned and managed in a modify or personalized way, which does not dominate its market. This is also known as medium scale business.

Features or Characteristics of a small scale business (Advantages Of Entrepreneurship)

1. It operates mainly within its locality.
2. Most small-scale businesses have limited capital.
3. Its structure is not clearly defined. All employees report to the owner – managers. 

Disadvantages of Small- Scale Business

• Financial Problem: One fundamental problem that an entrepreneur or small business owner faces is getting adequate capital to start a business.
• Problem of Building Goodwill: Goodwill is an asset to a business. 
•  Location problem: The location where a business is sited is vital to the success of the business. Below is a small business in nigeria with low capital in 2018.

 Examples of Businesses that could be run on a small – scale are as follows:

1. GSM business 
2. Soap production 
3.  Fruit Juice 
4.  Restaurant 
5.  Bakery 
6. Piggery 
7. Poultry business
8. Tailoring business 
9. Laundry service
10. Raising of flowers
11. Fruit Juice 
12. Writing of books for publication 
13. Driving School 
14. Consultancy business 
15. Organizing workshops for various people 
16. Electrical installation 
17. Canteen services 
18. Rental service: Chairs, Canopies, Plates, etc.

Small and medium scale enterprises play the following roles:
√ Creation of job opportunities
√ Raising standard of living
√ Mitigate of rural-urban migration
√ Economic growth and development
√ Providing an effective
√ Self-reliance

The above listed business ideas is a mixed  list of manufacturing business ideas and  other lucrative business ideas to start a successful online businesses in 2018.

What is Emotional Intelligence in The Health Sector (Facts To Know)

As a health worker, what would be your answer if you were asked; what is emotional intelligence in the health sector? Well, which ever way you choose to answer it depends on what you understand.

But hey!
Let me help you with the simplest way to answer this question with 100% good ratings whenever you are asked “what is emotional intelligence?” and some good examples of emotional intelligence, not only in the health sector.

Emotional intelligence is the ability to recognize, understand and manage our own emotions as well as recognize, understand and influence the emotions of others.

In practical terms,  this means being aware that emotions can drive our behavior and impact people (positively and negatively), and learning how we cab improve our emotional intelligence and manage those emotions - both our own and others - especially when we are under pressure for better relationships with our clients and colleagues.

How To Apply Emotional Intelligence In The Health Sector
To apply EI (EQ) in the health sector, you need to learn the following objectives:

• Core Emotional Intelligence Skills: Some core EI skills that you need, as a health worker to succeed in serving others include:

1. Knowing yourself 
2. Maintaining Control 
3. Reading Others
4. Communicating with flexibility 

Knowing Yourself: This means recognizing your emotions, being able to differentiate b emotions and understanding the trigger for emotions to evaluate a situation and make more objective decisions.

Maintaining Control: This means resisting or delaying an urge to act, controlling aggression, hostility or irresponsive behavior. This skill enables you to remain calm during chaos or confusion especially when others are displaying their emotions in an aggressive way.

Reading Others: This means being aware of the emotions of others and appreciating them, understanding how and why people feel and act as they do.

Communicating With Flexibility: This means being trustworthy and being able to manage your emotions. Communicating with flexibility helps you to manage your relationships more effectively with your clients.

• Continuous Quality Improvement For RI And PHC Management

The main objective of CQI is for health workers:

1. To become familiar with the quality and CQI concepts in health care and PHC management
2. To understand how to identify quality problems and use Quality improvement tools to resolve problems
3. To understand how to plan and solve problems in the facility.

Difference between quality and Quality of care

Quality: Quality can be said to be a distinctive attribute or characteristic possessed by someone or something.

Quality of care: Quality of Care is the degree to which health services for individuals and populations increases the likelihood of desired health outcomes and are consistent with current professional knowledge, e.g.:

• Improve health care quality 
• Improve RI access and utilization 
• Increase in client satisfaction and patronage 
• Improve efficiency among RI providers and managers in the various primary health center
• Improve quality and safety of immunization and other PH services.

What is Continuous Quality Improvement? 

CQI is an approach that constantly seeks to improve service delivery to meet the needs of the clients you serve.

• It's a process that helps health facilities to increase efficiency
• It's is also an ongoing process that evaluates how a health facility or works and finds way to improve its Processes in order to improve the quality of services.

Benefits of Continuous Quality  Improvement in Primary Health Care are that it increases the following:

1. PHC performance 
2. Effectiveness 
3. Client satisfaction 
4. Expected Outcomes 
5. Health worker morale 
6. Knowledge of health worker
7. Demand for services.

Basic Principles of Quality Improvement 

• Focus on the patient: The client is the King! Your client should be the focus of all you do! Think about it,  there won't be work for you to do if there are no patients/clients utilizing the PHCs - you will be out of jobs!  As a health workers, you should ask yourself - how do I meet patient needs and expectations?
• Focus on Systems: Understand the process (method of care) - most problems are found in processes, not in people 
• Learn From The Best Practices: Do not reinvent the wheel. - copy and shares, idea shamelessly and share senselessly.
• Focus on the Data: decision making is based upon using evidence. Data is the bedrock of CQI!  You need data to demonstrate that the change you implement has led to an improvement
• Team Work: We should also focus on team work because quality improvement involves all employees and requires everyone's responsibility!.

Final Word: Be dedicated to quality improvement within the whole RI and PHC system and remember the client is the King. Try your best as much as you can to satisfy them.

Understanding Microsoft Excel Formulas & Functions

Hi buddy, welcome to our first discussion on Microsoft Excel Formulas Tutorial, in this article you will learn some basic Excel Formulas and their functions.

Introduction To Microsoft Excel

The distinguishing feature of a spreadsheet program such as Excel is that it allows you to create mathematical formulas and execute functions.

Otherwise, it is not much more than a large table displaying text. Microsoft Excel is a powerful spreadsheet package that incorporates new innovations in data analysis Charting and application development to mention just a few. 

Excel Formulas and Functions 

As mentioned, the ability to perform calculations or changing a cell value using formulas in Microsoft Excel is one of the purposes of using a spreadsheet application. Below are some variables used in Microsoft Excel formulas for better understanding.

There are lots of excel tutorial youtube videos, free and advanced excel formulas on the internet but here we've some easy to comprehend excel formulas with examples for you.

Some examples of the types of calculations that can be done with Ms Excel are as follows:

• Totals
• Subtotal
• Average
• Standard deviation
• Percentages
• Min
• Remark etc.

In Excel, the calculation can be specified using either a formula or a function.

• Formulas are self-defined instructions for performing calculations.
• In contrast, functions are pre-defined formulas that come with Excel.

In either case, all formulas and functions are entered in a cell and must begin with an equal sign ’=’.

Entering Formulas

Now let's start with the Microsoft Excel tutorial. After the equal sign, a formula includes the addresses of the cells whose values will be manipulated with the appropriate operands placed in between. The operands are the standard arithmetic operators:

Operator	Meaning	Example
+	Addition	=A7+A9
-	Subtraction	=A7-A9
*	Multiplication	=A7*A9
/	Division	=A7/A9
ˆ	Exponents	=A7ˆA9

! Practice Exercise: Enter the following information into a blank worksheet (ignore any formatting) in columns A, B, and C, and in rows 1 through 5.

Then calculate the Total Cost for the fall semester using a formula to add up the individual Costs (Tuition, Books, etc.).

Costs	Fall	Spring
Tuition	1000	1000
Books	300	500
Expenses	20000	15000
Total Cost	21300	16500

Auto sum:
You can use the Auto sum icon on the standard toolbar, which automatically adds the contents of a cluster of adjacent cells.

• Select the cell that the sum will appear in that is outside the cluster of cells whose values will be added.
• Click the Auto sum button (Greek letter sigma,).
• Highlight the group of cells that will be summed.
• Press the Enter key on the keyboard or click the green check mark on the formula bar.

! Practice Exercise: In the Costs for the fall and spring semester spreadsheet, calculate the Total Cost

For the spring semester using the Auto sum icon.

• Click on cell C6 to activate it.
• Click the Auto sum button.
• Press Enter.

We will be updating this page with more Ms Excel formula list with examples, so we urge you to keep coming back for more - but while doing that, feel free to ask about anything you don't understand the above microsoft excel tutorial.

Positive Attitude For Effective Health Service Delivery

As a health worker, there are some basic etiquettes that you need to possess for a good health service delivery, this page speaks the role of health workers' positive attitude, and relationship with clients to improve their attitude towards clients, apply basic quality principles in their daily activities, and strengthen their community engagement skills respectively to create demand creation and uptake of health services, especially routine immunization, at health facility levels.

This topic emphasizes how you, as a health worker can use the knowledge gained from other trainings to better serve clients (positive attitude).

You being a health worker, you exists because of the people you serve! This perception should be our driving force as we continuously strive to provide quality services, reach all the eligible populations and meet our personal and collective work targets and RI indicator.

Health Service Provision and Clients' Right,
Think of your primary health care (PHC) as profit-making business organization, (your family business). To generate revenue,  make profit and survive, your PHC must provide quality goods and services that satisfy its clients and that's why applying some certain business growth strategies is a must do things to your PHC.

Similarly, as health worker, you should provide quality health services that satisfy your clients/patients and meet their needs while respecting their rights as clients.

Note: Your clients have a right to have certain expectations when  they come to the health facility to receive services. So, just like in a business, the primary focus of every health provider should be to meet the client's expectation given available resources

Now, with the application of the above information and skills in your day-to-day health service delivery, what are the rights of clients seeking health services?

People have basic rights and develop expectations based on those rights. Particularly, clients have basic rights that must be respected by health worker if,  their expectations are to be met. These clients' right include:

• Right To Accurate Information: Every client have a right to accurate, appropriate, understandable, and clear information related to the health services they have come to seek. For example: routine immunization or health conditions they have come to treat.
• Right To Informed Choice: Clients also have a right to make a voluntary, well-considered decision that is based on options, information, and clarity provided by the health worker.
• Dignity And Respect: All clients have the right to be treated with respect and compassion. As a service provider, you need to ensure that clients are as comfortable as possible during procedures.
• Safe And Effective Care: Clients have a right to safe services. As a health provider, ensure that the services you are providing does not cause any direct or indirect harm neither physical, psychological or emotional to your client.
• Privacy, Confidential And Expression Of Opinion: Clients have a right to privacy and confidentiality during the delivery of services such as counseling, examinations, etc.
• Right To Access Quality Health Services: Clients have a right to that are affordable (and in some cases free e.g. Routine Immunization), available at convenient times and places, fully accessible with no physical barriers, and inappropriate eligibility requirements or social barriers such as tribe, and religion etc.
• Continuity Of Care: All clients have a right to continuity of services, supplies, referrals, and follow-up necessary to maintaining their health.

Some basic needs of health service providers to fully grant the right of clients and ensure quality services, health workers' have basic needs which should be met under ideal circumstances.

These needs include: 

1. Good Management And Supportive Supervision: This can come directly from higher level managers at LGAs or from Ward Focal Persons and health facility in-charges at ward and health facility levels respectively.
2. Training, Information And Personal Development: Health service providers need to continually update their knowledge and skills through reading e.g. “routine immunization guide for service provider”, training, partner and private personal training/capacity building programs.
3. Supplies, Equipment, Infrastructure And Security: Health care staff need reliable, sufficient inventories of supplies, instruments, and working equipment, as well as the infrastructure necessary to ensure the uninterrupted delivery of high-quality services. In addition, health worker should also be provided a secured environment to work.

We have been mentioned “positive attitude” right from the begging of topic, what do you understand by the word good attitude?

With no further ado, Attitude refers to ideas, thoughts we hold about ourselves, others, objects and experiences.

Alternatively, attitude can be said to be a judgment a person makes about a person, group, event or issue which can be associated with positive, negative or neutral feelings.

Your attitude influence your behavior and how we react to others. Likewise the attitude of health workers towards patients.

How A Health Worker Can Improve His/Her Attitude For Better Service Delivery

• Think about the best service you have ever received.
• Where and when was this service provided? 
• Why do you think it was good? 
• How did it make you feel?

Now think about the worst service you have ever received and draw the contrast.

Then, ask yourself: 

if you are the recipient of the services you currently provide, how would you rate it? 

Note!!  Your patient wants what you want!  positive attitude in health care is what your clients need to patronize the services offered in your PHC. 

Importance Of Health Worker Attitude in Health Care Service Delivery 

Your attitude as a health worker impact on your success in achieving required health outcomes and meeting national routine immunization indicators.

From the table below, a health worker who lacks the will, commitment and personal motivation to do his work efficiently will be at the lowest level in immunization coverage and quality indicators whereas,  his counterpart who has the will and the Can-do attitude is more likely to meet required outcomes, see table below.

Attitude Impacts Outcome	Chance Of Success
I DID!	100%
I Will	90%
I Can	80%
I Think I Can	70%
I Might	60%
I think I might	50%
I Want To	40%
I wish I could	30%
I don't know how	20%
I Can't	10%
I Won't	0%

Impact Of Positive Attitude On Health Outcomes 

Health workers provide essential services which should ordinarily meet their client's expectations. However, the attitude of health workers in different country's health facilities have resulted in several negative reports about health workers from clients who access care. 

Aside from challenges with absenteeism or unavailable of health workers, these reports highlights the following negative behavior of  health workers:

• Neglect;
• Judgmental and verbally abusive behavior;
• Lack of respect 
• Lack of sympathy and empathy
• Lack of attention to privacy
• Extortion of money from clients even when services are free.

These negative attitudes and behaviors of health workers is a direct violation of some of the rights of your clients which we mentioned earlier and could:

• Affect patient well-being,
• Hinder potential patients from seeking health services like immunization.
• Undermine the quality and effectiveness of care they deliver.

Conclusion: As a HW, your client's satisfaction should be your number one priority. In everything, treat others as you would want them to treat you.

Comfort Skills Primary Aim - A Must Read

Hi everyone,

Welcome to comfortskillz.com, we are here to provide a unique update on technology, how to's, best Android applications/phone reviews and job finding skills such as:

1. MS Excel tutorials 
2. Skills learning made easy guides
3. How To's (all categories)
4. Health Service Management 
5. Internet cheapest data plan update and much more....!

In short, this platform is a skill base blog for educational purposes. 

Keep coming as we're about to start working full-time any moment from now.

We all at comfortskillz.com welcome you to our humble blog, we will work hard to make this site useful and a problem solving platform for everyone.

Thank you all!
Comfortskillz Team cares!